Last Updated: March 23, 2026
These Terms and Conditions (the "Terms") govern your access to and use of the websites, platforms, applications, products, and services provided by CONSENSUS AI TECHNOLOGY PTE. LTD (the "Company"). By accessing, registering for, or using any part of the Services, you agree to be bound by these Terms. If you do not agree, you may not access or use the Services.
For purposes of these Terms, the following definitions apply:
1.1 Company means CONSENSUS AI TECHNOLOGY PTE. LTD, including its affiliates, successors, and assigns.
1.2 User, you, or your means any individual who accesses or uses the Services.
1.3 Services means all products, features, functionalities, content, and services made available by the Company through its websites, platforms, or applications, whether free or paid.
1.4 Artificial Intelligence or AI means automated, algorithmic systems, models, or tools used by the Company to process inputs, apply workflows, and generate outputs without human review or approval.
1.5 Content means all information, materials, analyses, summaries, reports, memoranda, outputs, and other content made available through the Services, including AI-generated content and content derived from third-party sources or interviews.
1.6 Investment Advice has the meaning set forth under the U.S. Investment Advisers Act of 1940, as amended, and the rules and regulations promulgated thereunder.
1.7 Professional Services means services that require registration, licensing, or qualification under applicable law, including services regulated under the U.S. Investment Advisers Act of 1940.
1.8 Specific Agreement means any separate written agreement entered into between the Company and a User, including nondisclosure agreements, service agreements, analyst engagement agreements, or other customized arrangements.
2.1 By accessing, registering for, or using any part of the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms, the Privacy Policy, and the Acceptable Use Policy, each may be updated from time to time.
2.2 You represent and warrant that you are at least eighteen (18) years old and have the legal capacity to enter into these Terms. If you access or use the Services on behalf of an entity, you represent and warrant that you have the authority to bind such entity to these Terms.
3.1 The Company provides an online platform that offers automated tools, informational content, and access to third-party expertise designed to support Users in understanding business performance, industry developments, and market-related information.
3.2 The Services are intended to provide general information and analytical support and do not constitute Investment Advice or any regulated Professional Services. The scope, features, content, and availability of the Services may change from time to time. The Services include, without limitation:
3.2.1 Access to Memos and Informational Content. The Services may include access to memoranda, briefings, summaries, or other informational materials derived from interviews, research activities, or third-party sources, which may be made available on a free or paid basis.
3.2.2 Engagement of Experts and Analysts. Where available, the Services may enable Users to submit questions to, or engage with, third-party analysts or subject-matter experts. Any responses or opinions provided by such experts reflect their individual views and do not represent the views of the Company.
3.2.3 Use of AI Tools. The Services may also include access to automated tools powered by Artificial Intelligence, which operate without human review or approval and are subject to the limitations set forth in these Terms. Such tools may include, without limitation:
3.2.3.1 Content Generation. Automated generation of responses, analyses, summaries, or insights based on user inputs and data obtained from available sources.
3.2.3.2 Upload and Review. Features that allow Users to upload and review their own information or documents within the platform for the purpose of interacting with the AI tools.
3.2.3.3 AI-Generated Feeds. Automatically generated informational feeds, briefings, or summaries that may be presented on a recurring or continuous basis and prioritized using algorithmic relevance signals.
3.2.4 The Services may contain links to third-party websites, applications, advertisements for third parties, and may allow or require you to integrate and/or use third-party services, including but not limited to payment processors, social media login services, data analysis tools, or other third-party applications. When you click on a link to or integrate any third-party service, we will not warn you that you have left the Service and you become subject to the terms and conditions (including privacy policies) of another website or destination. Such third-party services are not under the control of the Company. The Company provides these third-party services only as a convenience and does not review, approve, monitor, endorse, warrant, or make any representations with respect to Third-Party Services, or any product or service provided in connection therewith.
3.2.5The Company may provide tools through the Services that enable you to export information to third parties. By using one of these tools, you agree that Company may transfer that information to the applicable third party or third-party services. Company is not responsible for any third party or third-party service's use of your exported information.
4.1 Automated Nature of Certain Services
4.1.1 Certain components of the Services, including AI-enabled functionalities, operate in an automated manner. With respect to such functionalities, the Company does not provide human review, validation, approval, or oversight of outputs or Content generated through those components.
4.1.2 You acknowledge and agree that automated functionalities involve inherent limitations and may produce outputs that are probabilistic, non-deterministic, incomplete, or inconsistent.
4.2 Nature and Sources of Information
4.2.1 Certain Content made available through the Services may be generated by Artificial Intelligence and may incorporate, summarize, or analyze information obtained from public sources, third-party platforms, or other external sources that are not controlled by the Company. The Company does not independently verify, validate, or audit such information.
4.2.2 In addition, certain Content may reflect the views, opinions, or analyses of third-party contributors, including analysts or subject-matter experts. Such views or opinions do not represent the views of the Company.
4.2.3 Accordingly, the Company does not represent or warrant that any Content made available through the Services is accurate, complete, current, or reliable. Information derived from third-party sources or reflecting third-party opinions may be incomplete, outdated, or subject to change without notice.
4.3 Informational Purpose and No Reliance
4.3.1 The Services and the Content are not intended to serve as a substitute for independent judgment, due diligence, or professional evaluation.
4.3.2 You agree not to rely on the Services or any Content as the basis for making investment, financial, commercial, or other decisions. Any use of the Services or the Content is at your own discretion and risk.
5.1 The Services do not constitute Investment Advice or any other regulated Professional Services. The Company is not registered as, and does not act as, an investment adviser, broker-dealer, fiduciary, or other regulated professional.
5.2 Nothing made available through the Services is intended to be, or should be construed as, a recommendation, solicitation, or advice to buy, sell, or hold any security, financial instrument, or investment product.
5.3 You are solely responsible for evaluating the relevance and appropriateness of any information obtained through the Services and for making their own decisions based on independent assessment and, where appropriate, consultation with qualified professionals.
6.1 Certain Services may include automatically generated informational feeds, briefings, summaries, or similar content presented to Users on a recurring or continuous basis (collectively, AI-Generated Feeds).
6.2 AI-Generated Feeds may be prioritized, ordered, or displayed based on algorithmic relevance signals or user interactions. Such prioritization is intended solely to organize and present Content and does not constitute recommendations or advice.
6.3 AI-Generated Feeds may be selective, incomplete, or non-exhaustive and may not reflect all relevant information available on any given topic.
6.4 You acknowledge and agree that the inclusion, prominence, or ordering of any Content within an AI-Generated Feed does not imply endorsement, approval, or assessment by the Company.
7.1 You may be required to register for an account in order to access certain Services. You agree to provide accurate, current, and complete information in connection with your account and to keep such information up to date.
7.2 You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account, whether or not authorized by you. You agree to notify the Company promptly of any unauthorized use of your account or any other breach of security.
7.3 You agree to use the Services only for lawful purposes and in accordance with these Terms. You shall not misuse the Services, interfere with or disrupt their operation, or attempt to gain unauthorized access to any systems or data associated with the Services.
7.4 The Company reserves the right to suspend or terminate your access to the Services if you violate these Terms or use the Services in a manner that could expose the Company to legal or regulatory risk.
8.1 You represent and warrant that any information, data, documents, or materials you submit or provide through the Services are provided lawfully and that you have all necessary rights, permissions, and authority to do so. You are solely responsible for ensuring that such information does not violate applicable law or infringe the rights of any third party.
8.2 Solely for the purpose of providing the Services to you and responding to your requests, you grant the Company and its affiliates a limited, non-exclusive, worldwide, royalty-free right to access and process the information you provide through the Services to the extent technically necessary to operate the Services. The Company does not retain or persistently store user-provided information and does not use such information to train models, generate content for other users, or otherwise reuse it beyond your own use of the Services.
8.3The Company may generate aggregated and de-identified data relating to the operation and use of the Services ("Usage Data"), excluding the substance of user-provided information, for the purpose of operating, maintaining, and improving the reliability and performance of the Services.
8.4Nothing in these Terms grants the Company ownership of any information you provide through the Services or implies endorsement of such information. To the extent any personal information is processed, such processing shall be conducted in accordance with the Company's Privacy Policy.
8.5 Unless expressly agreed to by the Company in writing, the Company has no obligation to store or retain any information or materials you provide through the Services. To the extent permitted by applicable law, the Company shall not be responsible or liable for the deletion of, or any failure to store, transmit, or receive any such information, or for any loss or inaccuracy of content resulting from the operation of the Services.
8.6This Section does not limit the Company's obligations, if any, with respect to processing of personal information as described in the Company's Privacy Policy.
9.1 The Services provide access to tools, features, and information designed to support analysis and understanding of business, industry, and market-related topics. The Company does not offer the Services as a content licensing or content distribution platform. All rights, title, and interest in and to the Services, including the platform architecture, software, workflows, algorithms, and the overall selection and presentation of Content, are owned by the Company or its licensors.
9.2 The Content made available through the Services may be generated by AI, provided by third parties, or derived from other lawful sources. Such Content is made available solely for use in connection with the Services and for general informational and analytical purposes. Your access to the Services does not grant you any ownership interest in the Content, nor does it grant you any right to redistribute, sublicense, commercialize, or otherwise exploit the Content outside the context of your use of the Services, unless expressly authorized by the Company or permitted by applicable law.
9.3 You may make limited internal use of the Content for lawful purposes in connection with your own analysis, evaluation, or internal decision-making, provided that such use does not involve public dissemination, external distribution, or use of the Content as a substitute for the Services themselves. By agreeing these Terms, you hereby authorize Company and its third-party service providers to generate data, information, insights, statistics, and usage data related to our provision of the Services and your use of the service and associated software, systems, programs, and technologies (Usage Data). The Company does not own any of the User input or outputs, but only retain rights, title and interest in and to the Usage Data, the Services, and any enhancements, or modifications thereof.
9.4 Certain Content may be subject to intellectual property rights or contractual limitations applicable to the Company. The Company does not represent that all Content may be freely reused outside the Services, and you are responsible for ensuring that any use of the Content beyond access through the Services is permitted under these Terms or applicable law.
10.1 Certain Services may be offered on a paid basis. Any fees, pricing, payment terms, and conditions applicable to such paid Services will be disclosed to you separately in connection with those Services.
10.2 Your access to and use of any paid Services will be subject to the terms presented at the time of purchase or set forth in any applicable separate agreement, which shall govern in the event of any inconsistency with these Terms.
11.1 The Company will operate and make the Services available in a commercially reasonable manner and in good faith, consistent with the nature and intended use of the Services as described in these Terms. The Company will operate and make the Services available in a commercially reasonable manner and in good faith, consistent with the nature and intended use of the Services as described in these Terms.
11.2 Without limiting the generality of the foregoing, the Company does not represent or warrant that the Services or any Content will be accurate, complete, current, reliable, uninterrupted, secure, or free from errors.
11.3 The Company does not endorse, adopt, or assume responsibility for any views, opinions, analyses, or statements expressed by third parties, including analysts, subject-matter experts, or other contributors, even if such Content is made available through the Services.
11.4 Nothing in these Terms shall be construed as creating any duty or obligation on the part of the Company to monitor, verify, validate, correct, or update any Content, or to notify you of any inaccuracies, changes, or updates relating to the Content.
12.1 To the maximum extent permitted by applicable law, the Company shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including damages for loss of profits, loss of business opportunities, loss of data, or other intangible losses, arising out of or relating to your access to or use of the Services or the Content.
12.2 Without limiting the foregoing, and consistent with the automated and informational nature of the Services, the Company shall not be responsible for any decisions, actions, or outcomes taken or made by you in reliance on the Services or any Content.
12.3To the maximum extent permitted by applicable law, the Company's total aggregate liability arising out of or relating to the Services or these Terms shall not exceed the total amount, if any, paid by you to the Company for the Services during the twelve (12) months immediately preceding the event giving rise to the claim.
12.4 Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.
13.1You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from and against any claims, demands, actions, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:
13.1.1 any information, data, documents, or materials you upload, submit, or otherwise provide through the Services, including claims that such materials infringe, misappropriate, or violate the intellectual property, confidentiality, privacy, or other rights of any third party;
13.1.2 your use of, or reliance on, any outputs, analyses, summaries, or other Content generated through the Services, including AI-generated Content, in a manner inconsistent with the nature and permitted use of the Services as described in these Terms;
13.1.3 your use of any Content, including Content derived from public sources, third-party platforms, or third-party contributors (such as analysts or subject-matter experts), in violation of applicable law or third-party rights; or
13.1.4 your misuse of the Services, including any use that represents, implies, or holds out the Services or the Content as providing investment advice, professional services, or verified factual information.
13.2The Company shall remain responsible, to the extent required by applicable law, for claims arising directly from the Company's own willful misconduct or gross negligence in the operation of the Services, including failures within the Company's reasonable control. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter subject to indemnification under this Section. In such case, you agree to cooperate reasonably with the Company in asserting any available defenses.
13.3 Nothing in this Section shall be construed to require either party to indemnify the other for losses or liabilities that cannot be indemnified under applicable law.
14.1 These Terms commences on the date when you have accepted them, and continues in full force and effect while you use the Services, unless terminated earlier in accordance with these Terms, or other Specific Agreements.
14.2 You may terminate your use of the Services at any time by discontinuing access to the Services and, where applicable, closing your account in accordance with the procedures made available through the Services. Termination of your account will not relieve you of any obligations accrued prior to termination, including any payment obligations or responsibilities arising from your prior use of the Services.
14.3 The Company may terminate your access to all or part of the Services, with or without prior notice, if the Company reasonably determines that:
14.3.1 you have violated these Terms or applicable law;
14.3.2 your use of the Services poses a security risk, legal risk, or operational risk to the Company or other users;
14.3.3 your conduct interferes with, disrupts, or adversely affects the operation or integrity of the Services; or
14.3.4 suspension or termination is required to comply with a legal obligation, court order, or request from a governmental authority.
14.4 Upon termination or suspension of your access to the Services, your right to access and use the Services and the Content will immediately cease, any licenses or rights granted to you under these Terms will terminate, and Sections that by their nature should survive termination, including those relating to intellectual property, disclaimers, limitation of liability, indemnification, and dispute resolution, shall continue in effect.
14.5 In addition to the foregoing, the Company may modify, suspend, or discontinue any aspect of the Services, in whole or in part, including features, functionalities, or availability, as part of the ordinary operation and evolution of the Services. Where reasonably practicable, the Company will use commercially reasonable efforts to provide notice of any suspension, termination, or material modification of the Services.
14.6 To the maximum extent permitted by applicable law, the Company shall not be liable for any losses or damages arising out of or relating to any suspension, termination, restriction, modification, or discontinuation of the Services carried out in accordance with this Section.
15.1 These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of laws principles.
15.2 Except as set forth below, any dispute, claim, or controversy arising out of or relating to the Services or these Terms shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) in accordance with its applicable rules. The arbitration shall be conducted by a single arbitrator in the English language, with the seat of arbitration in New York, New York. Judgment on the arbitration award may be entered in any court of competent jurisdiction.
15.3 You agree that any dispute shall be brought on an individual basis only and not as a class, collective, consolidated, or representative action. You waive any right to participate in or bring a class or representative proceeding against the Company. If this class action waiver is found to be unenforceable with respect to a particular claim, that claim shall be severed and may proceed in court, while the remaining claims shall be resolved through arbitration.
15.4 Nothing in this Section prevents either party from seeking injunctive or other equitable relief in a court of competent jurisdiction to protect its intellectual property rights or confidential information.
16.1 The Company respects the intellectual property rights of others and expects users of the Services to do the same. In accordance with the DMCA, the Company will respond to notices of alleged copyright infringement that comply with applicable law.
16.2 If you believe that any Content made available through the Services infringes your copyright, you may submit a written notice of claimed infringement to the Company. Such notice must include sufficient information to identify the copyrighted work claimed to have been infringed and the allegedly infringing material, as required under the DMCA.
16.3 Upon receipt of a valid DMCA notice, the Company may remove or disable access to the allegedly infringing Content and may take reasonable steps to notify the affected user. The Company may also terminate, in appropriate circumstances, the accounts of users who are repeat infringers.
17.1You represent and warrant that: (i) You are not located in a country that is subject to a U.S. government embargo or that has been designated by the U.S. government as a "terrorist-supporting" country; (ii) You are not listed on any U.S. government list of prohibited or restricted parties.
17.2 The communications between you and Company may take place via electronic means, whether you visit the Services or send Company emails, or whether Company posts notices on the Services or communicates with you via email. For contractual purposes, you (i) consent to receive communications from Company in an electronic form; and (ii) agree that all terms and conditions, agreements, notices, disclosures, and other communications that Company electronically provides to you satisfy any legal requirement that such communications would satisfy if it were to be in writing. The foregoing does not affect your statutory rights, including but not limited to the Electronic Signatures in Global and National Commerce Act at 15 U.S.C. §7001 et seq.
17.3The Agreement, and your rights and obligations hereunder, may not be assigned, subcontracted, delegated or otherwise transferred by you without Company's prior written consent. Company may, without your consent, freely assign and transfer this Agreement, including any of its rights, obligations, or licenses granted under this Agreement. Any attempted assignment, subcontract, delegation, or transfer in violation of the foregoing will be null and void.
17.4 These Terms constitute the entire agreement between you and the Company regarding the Services and supersede all prior or contemporaneous understandings or communications relating to the Services, except as expressly provided in Section 16.3 below.
17.5 If any provision of these Terms is held to be invalid, illegal, or unenforceable, such provision shall be enforced to the maximum extent permitted by applicable law, and the remaining provisions shall remain in full force and effect.
17.6 If you and the Company have entered into any separate written agreement governing specific Services, features, paid offerings, or other arrangements, such agreement shall prevail in the event of any conflict or inconsistency between that agreement and these Terms, solely with respect to the subject matter addressed therein. To the extent of such conflict, the conflicting provisions of these Terms shall be deemed superseded, while all remaining provisions of these Terms shall continue in full force and effect.
17.7 If you have any questions, concerns, or requests regarding these Terms or the Services, you may contact the Company at: support@funda.ai